Pay where you want with Dify

With Dify, you can use your free, instant debit card to shop online

Dify is currently available in Spain. Dify is currently available in Spain

Join the waitlist to be the first to know when we launch in your country

Pay when you want with Dify Pay when you want with Dify Pay when you want with Dify Pay when you want with Dify
Create your free payment account in minutes Create your free payment account in minutes

Create your free payment account in minutes

Dify comes with a virtual debit card that you can start using online as soon as you sign up. Android users can also connect their payment account with Google Pay to make payments in stores.
Your card is securely accessible in the Dify app, and can be used anywhere Mastercard is accepted online.

Manage your money & payment account from your phone.

Get instant notifications when spending money with Dify. Check your payment history and set up card limits to manage your spending. You can also lock and unlock your card right from the app.


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Shaping the fintech space together

Powered by Opera, one of Europe’s original technology companies, Dify uses industry leading technology and practices to provide safe and secure payment solutions. As a founding member of EPA EU, Opera is comitted to co-shaping the European fintech space.

Shaping the fintech space together

How Dify works

Join the waitlist

How Dify works
  • Virtual card

    Don’t wait for a card to be shipped via post. Your card is available instantly in the Dify app, giving you access to your virtual debit card within seconds. You can use your card everywhere Mastercard is accepted!

  • Mobile payments

    Add your card to Google Pay! Google Pay is the fast, simple way to pay contactless and speed through checkout on sites and in apps.

  • Accepted everywhere

    You can use your card everywhere Mastercard is accepted - both online and in stores.

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Sign up for free and get access to your very own Dify card.

How Dify works